All the latest from the AOMBT, including events, presentations and program updates. Please note that plan members may need to log in to access some of these resources.
Do you know the difference between bonds and GICs? What does tax-deferred mean? What are mutual funds, money market funds and stocks?
Janet Gray, a certified financial planner from Money Coaches Canada, helps those with minimal investment knowledge understand the key principles of investing including the types of investments, terminology and concepts, and how to determine which options are right for you.
Looking for more financial education? Check out Learning for Life for videos, resources, and more:
Your money may be flowing, but is it heading in the right direction? Do you have a system to manage your spending? And your savings? Do you have a Debt Free date? It’s easy when you have the tools and resources to help you move ahead with goals and strategies around your money. Presented by Janet Gray of Money Coaches Canada.
At the recent Regional Meetings, the AOMBT presented on disability benefits, including an open discussion about the ways in which we can improve the support we provide to midwives with disabilities. Click here to view the presentation.
Following the passing of the disability justice resolution at the AOM's Annual General Meeting in 2016, the AOM and AOMBT have been working together with midwives to strengthen the resources and support available for both midwives with disabilities and practices in supporting their colleagues. In April, we'll be co-presenting a 2-part webinar series to further the work in this area. On April 13th, join the AOMBT for our presentation, focusing on the disability program and resources available for supporting all plan members. On April 19th, the AOM will present on the experiences of midwives with disabilities and practices' legal obligations. Click here for more information and registration links.
The deadline for making Group RSP contributions that can be included in your 2016 tax return is March 1st, 2017. Cheques must be received by Desjardins and bank transactions must be processed before the deadline. Contributions received after the deadline will still go to your GRSP, but cannot be claimed as part of your 2016 tax return. To make an online contribution from your bank account, login at dfs.ca/participant and click on Your transactions and Contribute to your plan. Cheques can be mailed directly to Desjardins (Desjardins Group Retirement Savings, P.O. Box 1355, Montréal, Quebec, H5B 1C4); please indicate your group number (G004901) and your participant number (located on your GRSP statement or your enrollment certificate) in the memo section of the cheque.
A reminder that it is your responsibility to ensure that you do not exceed your contribution limit to avoid facing financial penalty. Your personal RSP contribution limit can be found on your most recent notice of assessment from the Canada Revenue Agency. If you are in a situation of over-contribution to your GRSP, please contact us to discuss your options. Read more about your Group RSP and your responsibilities as a member.
The AOM Benefits Trust is pleased to announce the launch of our Plan Member Portal, a secure website where you can view your benefits coverage, monthly premiums, self-funded leave account balance and benefits arrears.
Click here to access the Portal. The first time you visit, you'll need to create a new account. Use your 4 digit AOM number as your certificate number, and enter MIDW for client number. Watch the video below to guide you through the process, download a PDF version of the guide, or review the guide online.
Please note: Our website (midwivesbenefits.ca) will be unavailable on December 25, 2016 and we are implementing some changes to the site. If you have any questions, please contact us.
The AOMBT wishes a happy and healthy holiday season to all of our plan members, and best wishes for 2017.
Join the AOM Benefits Trust and Desjardins Financial at one of 3 Retirement Planning Education Sessions this November.
Having a plan for your retirement is less work than you think. Taking the time to think about your expenses, sources of income, and investment strategy, will help you feel more confident about your financial future.
Join us to learn more about:
- How to accurately estimate your expenses in retirement
- Government sources of income: how much can you expect to receive? When should you apply?
- Your Group Retirement Savings Plan investment options
- What are your options for your GRSP after you retire, and how do you determine which is right for you?
Following the final session, you’ll also have the opportunity to sign-up for a one-on-one telephone consultation with a retirement planning advisor from Desjardins Financial.
Click here for webinar dates and registration links. Please note: you will need to login to your midwives account to access this information.
Nearly a third of all AOMBT plan members responded to our 2016 survey, providing us with a wealth of information about demographics, benefits usage and priorities, and future wellness needs. Thank you to everyone who responded! Supporting our plan members by providing a comprehensive benefits plan is at the core of what we do at the Trust. The results of our survey reaffirm the importance of ensuring that the benefits program balances the needs of plan members at all life stages, and demonstrates the importance of income protection benefits such as disability and life insurance.
For highlights from the survey, click here (please note: these highlights reflect the results from our midwife plan members and are available only for midwives. If you are interested in the results from our other plan member groups, please contact us).
The earlier you start planning for your financial future, the better! What do you need to know now in order to get the most from your investments and other savings as you look ahead to your financial future? Presented by Janet Gray, a Certified Financial Planner from Money Coaches Canada, this session is intended for midwives who are more than a decade away from retirement, and covers income planning, tax considerations, insurance, and cash flow.
Our email addresses have changed! Our emails will now be the same as our website URL, which we hope will make them easier to remember. The new format is FirstInitialLastName@midwivesbenefits.ca (i.e. email@example.com). Our new general mailbox is firstname.lastname@example.org. Please update your address book!