The Latest from the AOMBT

All the latest from the AOMBT, including events, presentations and program updates. Please note that plan members may need to log in to access some of these resources.

On the Horizon: Your Retirement Choices (Video)

June 28, 2018 | Filed under Public.

On the Horizon: Your Retirement Choices (Video)

The road to retirement is different for everyone. What are your options for converting your savings to income? When can you start collecting Canada Pension Plan and OAS? What happens if you retire early, or late? TFSA or RRSP? Join the AOMBT and Certified Financial Planner Janet Gray for a free webinar to learn more about the decisions you'll need to make on your retirement journey.

Download the presentation or watch the video below.


AOMBT Trustees

April 1, 2018 | Filed under Public.

The AOM Benefits Trust is pleased to announce that Krista Fairles was acclaimed as a Trustee following an open nominations process in February. Krista is a recent MEP graduate from Ryerson University with 30 years of experience in finance. Before entering midwifery, Krista trained and worked as a molecular biologist at the Universities of Guelph and Calgary, giving her a strong foundation in analytical thinking that she applies to both midwifery and finance. Krista is completing her New Registrant year at Midwifery Care of North Don River Valley, where there is a strong commitment to sharing time and skills with the  broader community. 

We also wish a fond farewell to our departing Trustee, Otis Kryzanauskas. Otis joined the Trust in 2015, bringing with him a keen interest in learning the full scope of the Trustee role. Otis made valuable contributions to the sustainability of midwifery both as a Trustee and as a member of the Finance & Audit  Committee. Thank you Otis!  You can find information about our current Trustees, learn more about  what they do and what it’s like to be a Trustee, at

2017 Member Information Reports

March 30, 2018 | Filed under Public.

The Member Information Report is an important financial planning tool for midwives. It reflects your total benefits funding and shows how these funds were allocated to the various components of the benefits plan. 2017 reports were mailed earlier this week, along with any applicable receipts and tax slips. Contact the AOMBT if you have any questions about your MIR.

Group Retirement Savings Plan receipts are mailed by Desjardins Financial. Receipts for contributions from March to December 2017 were mailed in January, and the receipts for the first 60 days of 2018 were mailed earlier this month.

Tax Time for Midwives (Video)

February 23, 2018 | Filed under Public.

Tax Time for Midwives (Video)

Presented by Susan Morrison, a CPA who knows all about the unique way in which midwives are compensated, Tax Time for Midwives will help midwives prepare for tax season. What documents do you need to have before you start? How is self-employed income taxed? Are there any deductions and credits for which you are eligible?

Download the presentation, or watch the video below

Monthly Invoice Submission Process (Video)

February 13, 2018 | Filed under Public.

Monthly Invoice Submission Process (Video)

Does your practice have questions or feedback about submitting your benefits funding invoices? The video below includes an overview of benefits funding, how to interpret the BORN invoice, and how to amend and resubmit failed or corrupt invoices.

Download the presentation or watch the video below.

Approaching Retirement (Video)

September 19, 2017 | Filed under Public.

Approaching Retirement (Video)

Approaching Retirement covers the Canada Pension Plan and other government benefits, group and personal retirement savings, determining your retirement budget, and how to reach your goals. Presented by the AOM Benefits Trust and Janet Gray, a certified financial planner from Money Coaches Canada.

Click here to access the video, presentation, and a few planning worksheets compliments of our presenter.

Managing Your Cash Flow - new video!

March 28, 2017 | Filed under Public.

Managing Your Cash Flow (Video)

Your money may be flowing, but is it heading in the right direction? Do you have a system to manage your spending? And your savings? Do you have a Debt Free date? It’s easy when you have the tools and resources to help you move ahead with goals and strategies around your money. Presented by Janet Gray of Money Coaches Canada.

Click here to view the video and download the presentation.

Midwives: Lump Sum Group RSP contributions

January 24, 2017 | Filed under Public.

The deadline for making Group RSP contributions that can be included in your 2016 tax return is March 1st, 2017. Cheques must be received by Desjardins and bank transactions must be processed before the deadline. Contributions received after the deadline will still go to your GRSP, but cannot be claimed as part of your 2016 tax return. To make an online contribution from your bank account, login at and click on Your transactions and Contribute to your plan. Cheques can be mailed directly to Desjardins (Desjardins Group Retirement Savings, P.O. Box 1355, Montréal, Quebec, H5B 1C4); please indicate your group number (G004901) and your participant number (located on your GRSP statement or your enrollment certificate) in the memo section of the cheque.
 A reminder that it is your responsibility to ensure that you do not exceed your contribution limit to avoid facing financial penalty. Your personal RSP contribution limit can be found on your most recent notice of assessment from the Canada Revenue Agency. If you are in a situation of over-contribution to your GRSP, please contact us to discuss your options. Read more about your Group RSP and your responsibilities as a member.

Announcing the launch of our Plan Member Portal!

January 23, 2017 | Filed under Public.

AOMBT Plan Member Portal

The AOM Benefits Trust is pleased to announce the launch of our Plan Member Portal, a secure website where you can view your benefits coverage, monthly premiums, self-funded leave account balance and benefits arrears.

Click here to access the Portal. The first time you visit, you'll need to create a new account. Use your 4 digit AOM number as your certificate number, and enter MIDW for client number. Watch the video below to guide you through the process, download a PDF version of the guide, or review the guide online.