Air Canada and Air Transat are now refunding flights, vacation, or travel credits cancelled due to COVID-19.
Air Canada will accept refund requests for your flights, vacation, or travel credits, until June 12, 2021.
Air Transat will accept refund requests for travel credits, according to the initial method of payment, until August 26, 2021.
670 members shared their perspective with us on at least one of the three member surveys. We now have a wealth of information thanks to you, and we are excited to share the findings with you as well as the actions we are taking in response to your feedback. Have a look!
The new Omni app from Desjardins makes it easy to manage your GRSP and other investments anytime, anywhere. Log on to dfs.ca/GroupPlanMember and download the app before June 6, 2021, and you'll have an opportunity to win 1 of 4 $1,000 cash prizes. Two winners will be drawn on May 11, and two more on June 9.
For more details, read the full contest rules on the Desjardins plan member website.
Your 2020 Member Information Report (MIR) is ready to view and download!
The Member Information Report (MIR) is an annual financial statement compiled by the AOM Benefits Trust providing midwife plan members timely, accurate information about their benefits funding and other programs which you participate in.
In previous years, the MIR has been mailed to you and available in print format. This year, the AOM Benefits Trust will be piloting a fully automated and online MIR. By automating the MIR, it allows you to access the information earlier than in previous years and represents a cost savings for the Trust.
The application to download the MIR is compatible with all desktop/laptop browsers and most mobile devices however, formatting may not be 100%. We will continue to roll out enhancements as we further utilize this application in coming years.
Are you ready for tax season? Our popular annual Tax Time for Midwives webinar, presented by Susan Morrison, a CPA who knows all about midwives' unique financial situations, has been updated for the 2020 Tax year, with information about HRTO, CERB, and more. Watch online now.
For midwife plan members, the Leave Savings program provides a way to feel confident that you have funds set aside in the event you have insufficient benefits funding to pay premiums, or you need to be away from active practice for an extended period of time.
Think of your leave savings account as a rainy-day fund. Most financial advisors recommend you have three months’ income set aside in case you have to stop work for any reason. Leave Savings provides you that opportunity. Whether you want to top up your earnings while on Parental Leave, need income during the disability waiting period, or want to take a leave of two months or more for any reason, your Leave Savings account is a way to prepare for your rainy day.
You have until March 1, 2021, to contribute to your RRSP and lower your taxes and your taxable income for 2020—you might even get a tax refund!
- Login to dfs.ca/GroupPlanMember
- Select My transactions and then Contribute.
Under Lump-sum and recurring contributions, click the green New contribution button and follow the instructions.
Make sure you don’t exceed your contribution limit. Check your RRSP contribution room on your latest Notice of Assessment, or online at Canada Revenue Agency.
Are you ready for tax season? On Thursday, February 18, watch for the return of our popular annual Tax Time for Midwives webinar, with CPA Susan Morrison. Register now! Even if you cannot make the live session, complete the registration form and a recording will be emailed to you after the live session.
Presented by Susan Morrison, a CPA who knows all about midwives' unique financial situations, Tax Time for Midwives, updated for the 2020 Tax year, will help you get the most out of your tax return.
The purpose of the Group RRSP is to help you save for your retirement, so think carefully before making a withdrawal. However, if you do decide to make a withdrawal, for the income to count towards the 2020 fiscal year, you need to take certain deadlines into account, depending on how you make your withdrawal request: