The purpose of the Group RRSP is to help you save for your retirement, so think carefully before making a withdrawal. However, if you do decide to make a withdrawal, for the income to count towards the 2020 fiscal year, you need to take certain deadlines into account, depending on how you make your withdrawal request:
With the end of the calendar year coming soon, we’ll be working to prepare your annual Member Information Report (MIR). It’s a good time to log into your Plan Member Portal, where you can review your benefits coverage, monthly premiums, Leave Savings Account balance, and benefits arrears. Need to update your contact or other information? Fill out an Enrolment/Change form, and we’ll take care of it!
Join your MFAP HumanaCare on December 14 at 12 noon for a webinar on Mental Health Awareness.
Presenter Cynthia Schoppmann will go over general concepts of mental health; discuss briefly the main mental health disorders that we see in Canada; explore what to do when a colleague is struggling with their mental health.
Cynthia is a bilingual counsellor and psychotherapist working in the Ottawa area. Cynthia holds a Master's in Counselling and Spirituality from St-Paul's University and holds the designation of Canadian Certified Counsellor (CCC). For the past few years, Cynthia has worked in many different settings that have allowed her to gain valuable experience in areas such as trauma, eating disorders, domestic violence, crisis intervention, adolescent issues, anxiety and depression among many others.
In January 2021, Desjardins will be sending out the year-end financial statements. To make sure that you receive them, it's important that your home and email addresses are up to date in their systems.
Log in to dfs.ca/GroupPlanMember (note that the login url is changing!) and click My profile to verify that your home address is up to date, and confirm your email addresses if you receive electronic statements.
Your Trustees regularly review and revise the policies that govern the Trust, to ensure that all aspects of the benefits program remain competitive, and that it is administered competently and cost-effectively. Recently, the Plan Member Policy and Member Leaves Policy were updated. Keep up to date by viewing these and other policies online.
We've added a new option to our Investment lineup!
What is a Non-Registered Plan (NRP)?
An NRP helps you save beyond the limits of your registered plans while benefiting from similar carefully selected investment options and lower fees offered under your group plan. You can use these savings for any purpose, including supplementing your retirement savings.
Midwives working in an approved Expanded Midwifery Care Model (EMCM) with alternative coverage through an employer plan, or a Midwifery Education Program (MEP), or who anticipate having less than 10 Courses of Care in the upcoming calendar year, may apply for Non-Participation in the AOMBT plan. If you’ve applied for non-participation in the past, it’s time to update your expected earnings with the AOMBT. Please complete the Annual Earnings Disclosure form, and submit to the Trust by December 31, 2020.
Did you know you need to convert your registered retirement savings plan into a retirement income solution by the end of the year you turn 71? You might choose to purchase an Annuity, or the AOMBT Group RRIF launched this fall. Watch our retirement planning webinar to learn the difference, and which solution is right for you, or call a Desjardins Retirement Specialist at 1-877-585-3033, who can help you choose the combination that will best suit your needs. Or, log in to dfs.ca/GroupPlanMember (note new url) to manage your investments.
In August, the Trust launched Dialogue, a telehealth platform offering Virtual Care and Stress & Wellbeing support for midwife plan members. We’re pleased to report that 117 people have signed up so far, and members have had 151 consultations in that time. Here’s what users are saying:
“The care is thorough, quick, and I feel well taken care of! I love having my care team at my fingertips!”
All it takes to get started on the road to wellness are small changes you can make every day. Pick one simple activity to try, and move on from there. Dialogue's Wellness Guide has some quick tips, articles, and videos to help you with your daily practice. Choose from topics like Sleep, Relaxation and Mindfulness, Nutrition, Physical Activity, or Social and Leisure Activity. Once you've made the first step, the next steps are easier to take!