Midwives: Lump Sum Group RSP contributions
The deadline for making Group RSP contributions that can be included in your 2016 tax return is March 1st, 2017. Cheques must be received by Desjardins and bank transactions must be processed before the deadline. Contributions received after the deadline will still go to your GRSP, but cannot be claimed as part of your 2016 tax return. To make an online contribution from your bank account, login at dfs.ca/participant and click on Your transactions and Contribute to your plan. Cheques can be mailed directly to Desjardins (Desjardins Group Retirement Savings, P.O. Box 1355, Montréal, Quebec, H5B 1C4); please indicate your group number (G004901) and your participant number (located on your GRSP statement or your enrollment certificate) in the memo section of the cheque.
A reminder that it is your responsibility to ensure that you do not exceed your contribution limit to avoid facing financial penalty. Your personal RSP contribution limit can be found on your most recent notice of assessment from the Canada Revenue Agency. If you are in a situation of over-contribution to your GRSP, please contact us to discuss your options. Read more about your Group RSP and your responsibilities as a member.