September is open enrollment month for optional Critical Illness coverage
From September 1 - 30, our Critical Illness insurer, CHUBB, will accept applications for Guaranteed Issue Optional Critical Illness coverage of up to $25,000. Applications will be accepted without the requirement of medical evidence.
Optional Critical Illness coverage can be purchased to supplement your basic coverage, or to provide coverage for your eligible dependents. Click to download the premium calculator.
We encourage you to consider your family’s needs and personal situation when contemplating optional Critical Illness coverage. A major illness could have a debilitating effect on a person’s life and could potentially translate into huge medical costs that leave a family struggling to meet daily expenses. In such situations, Critical Illness insurance provides financial security for both medical treatment and for supporting your family. While disability policies cover lost income due to an accident or illness, Critical Illness insurance policies pay a lump-sum tax-free benefit in the event you are diagnosed with a serious, life-altering illness or condition, and survive a certain amount of days.
Applications for guaranteed issue optional coverage will be accepted until September 30, 2018. The application form is available for midwives and employer plan member groups. Please mail, fax, or email your completed application to:
AOM Benefits Trust
365 Bloor Street East, Suite 800
Toronto, Ontario M4W 3L4
Tel: 1.866.418.3773 or 416.425.9974