What We Offer
By providing a cost-effective, best-in-class benefits and investment plan, the AOM Benefits Trust offers security, health and wellness for our members and their families.
We’re here to support you and your family today and into the future: from your immediate needs, such as access to extended health benefits and a fulsome dental plan, to longer-term or future needs, such as disability leave coverage, life insurance, and retirement planning solutions. We offer educational opportunities such as webinars and one-on-one support to help you understand and leverage your benefits and investments.
Select from the list below to learn more about the benefits we offer.
Our Group Retirement Savings Program offers members financial protection for the future by helping you save for retirement. Through the power of the collective, our members, the Trust can negotiate low management fees, a comprehensive variety of investment funds and valued information and education supports and resources. Learn more about our investment plan, which also includes a TFSA, a Non-Registered Plan, and Group RRIF options.
Extended Health and Dental
Our extended health and dental program will reimburse members for eligible expenses that are not covered by your provincial health plan. Learn more about our extended health coverage, including paramedical practitioners (for example, massage, physiotherapy, psychology), prescription drugs, dental plan services and more.
Member and Family Assistance Program
Through our Member and Family Assistance Program, members have access to short-term counselling for various concerns – from stress, trauma and crisis management, to depression and anxiety, to financial and legal matters. Discover the range of assistance options available to you and your family.
Income Protection Programs
Our income protection programs and leave programs provide financial security during times of uncertainty or when you are taking a leave from work. Learn more about our short-term and long-term disability insurance, life insurance, and optional insurances.
Leave Savings Program
For midwife plan members, the Leave Savings program provides a way to set aside funds in the event you have insufficient benefits funding to pay premiums or need to be away from active practice for an extended period of time.
Understanding your premiums
Wondering how benefits are paid for, and how much they cost? Find out more.