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Wellness Spending Account (WSA)

Wellness is the journey of leading a healthy and fulfilling life. It encompasses social, emotional, and even financial concerns, as well as physical health. Each of these aspects has an...

Midwives AOMBT Enrolment or Change Form

One enrolment form for new registrants to enroll, returning midwives to re-enroll, or for existing plan members to change coverage and/or dependents.

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Benefits at a Glance

This brief overview of your benefits plan makes it easy to see what kind of services you have access to. All coverage is subject to reasonable and customary maximums. For more detailed...

Long-term Disability

Long-term disability (LTD) benefits are intended to supplement a portion of your salary during the period when you are unable to work due to illness, injury, or a degenerative condition. You must be unable to work and be under the regular care of a physician in order to apply.

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LTD Insurance Requirements

There is an elimination period for LTD coverage, meaning that there is a waiting period before payments begin. You must be unable to perform the essential duties of your occupation, and not working at any other job. For midwife plan members, you must be unable to perform the essential duties of any occupation for which you are, or could be, qualified.

Health and dental coverage may be retained or discontinued while on disability leave. If you choose not to continue these benefits, you will need to reapply within 31 days of returning to work.

All members have access to LTD coverage if unable to work for a long period due to injury or illness if eligible. Login to Understanding your plan to find out what’s available for you, or contact us for more information.