Overview: Member Eligibility
The Trust offers group benefits coverage for midwives working in Ontario and employees at the Toronto Birth Centre and Association of Ontario Midwives, as well as AOMBT staff. Practice Groups may choose to offer benefits to their staff as well.
What you need to enrol
- Enrolment form (Midwives form | Staff form—ask your manager)
- Your Social Insurance Number
- Your AOM number or employee number
- Spouse/partner’s name and date of birth
- If your spouse or partner has alternate coverage, the name of their benefits carrier for coordination of benefits
- Child(ren)’s name(s) and date(s) of birth
- Insurance beneficiary(ies) name(s) and date(s) of birth
New registrant midwives have 31 days from the date of registration to complete and submit the enrollment paperwork. Late applicants are subject to approval based on medical evidence and may have benefits declined or restricted. To be an eligible plan member, you need to be an actively working midwife under age 65 and a registered member “in good standing” of the Association of Ontario Midwives. Insurance coverage is mandatory. You may opt out of health and dental benefits only with proof of comparable coverage elsewhere, and/or opt out of all benefits if you are working in an Expanded Midwifery Care Model arrangement with comparable benefits coverage, or if you anticipate having less than 10 Courses of Care in the upcoming calendar year.
Spouse or partner eligibility
Married or common-law? Your spouse or partner may qualify for health and dental coverage. If you are legally married or have been living in a common-law relationship for more than 12 months, you may add your spouse or partner to the plan, provided we are notified within 31 days of the marriage or the date you became common-law. Otherwise, they will be deemed a late applicant, subject to approval based on medical evidence.
Dependent children are eligible for health and dental coverage if they are under age 21 and not working more than 30 hours a week, unless a full-time student, or if they are under age 26 and registered as a student at a college, university, trade school or similar educational facility, or if they are permanently incapacitated either prior to age 21 or while an eligible student.
Want more details? Contact the AOMBT.